{"id":10468,"date":"2025-07-23T14:39:45","date_gmt":"2025-07-23T17:39:45","guid":{"rendered":"https:\/\/calleangosta.com\/ca\/?p=10468"},"modified":"2025-07-23T14:39:47","modified_gmt":"2025-07-23T17:39:47","slug":"alarma-por-el-endeudamiento-9-de-cada-10-familias-deben-con-tarjeta-de-credito","status":"publish","type":"post","link":"https:\/\/calleangosta.com\/ca\/alarma-por-el-endeudamiento-9-de-cada-10-familias-deben-con-tarjeta-de-credito\/","title":{"rendered":"Alarma por el endeudamiento: 9 de cada 10 familias deben con tarjeta de cr\u00e9dito"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">El secretario general de la Asociaci\u00f3n Bancaria de Villa Mercedes, <strong>Claudio Nazario<\/strong>, advirti\u00f3 sobre un <strong>fuerte aumento de la morosidad financiera<\/strong> tanto en San Luis como en todo el pa\u00eds. Seg\u00fan un relevamiento del gremio, <strong>nueve de cada diez hogares<\/strong> mantienen <strong>deudas con tarjetas de cr\u00e9dito<\/strong>, y <strong>un tercio de los deudores ya enfrenta juicios por incumplimientos<\/strong>.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201cDesde el a\u00f1o pasado realizamos un estudio sobre la morosidad bancaria. Detectamos que el <strong>91% de los hogares argentinos tiene al menos dos deudas crediticias<\/strong>, y el 90% de esas deudas corresponde a tarjetas de cr\u00e9dito. La mayor\u00eda est\u00e1n vinculadas a <strong>gastos en alimentos<\/strong>\u201d, se\u00f1al\u00f3 Nazario.<\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\">La mora golpea al sistema financiero<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">El dirigente gremial precis\u00f3 que el <strong>76% de los usuarios<\/strong> presenta alg\u00fan tipo de morosidad:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>El <strong>48% solo paga el m\u00ednimo<\/strong> de la tarjeta.<\/li>\n\n\n\n<li>El <strong>28% ya est\u00e1 judicializado<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Nazario alert\u00f3 que <strong>la situaci\u00f3n afecta tambi\u00e9n a los bancos<\/strong>:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201cCuando hay altos niveles de morosidad, los bancos tienen menos margen para otorgar nuevos cr\u00e9ditos. Las personas no pueden tomar pr\u00e9stamos y eso genera <strong>ajustes en todo el sistema<\/strong>\u201d.<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">Esa din\u00e1mica impacta de lleno en el sector privado:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201cCuando se corta el cr\u00e9dito, <strong>se cae el consumo, la productividad y se rompen cadenas de pago<\/strong>. Es una cadena de efectos que afecta a las familias y tambi\u00e9n a las empresas\u201d, concluy\u00f3.<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>El secretario general de la Asociaci\u00f3n Bancaria de Villa Mercedes, Claudio Nazario, advirti\u00f3 sobre un fuerte aumento de la morosidad financiera tanto en San Luis como en todo el pa\u00eds. Seg\u00fan un relevamiento del gremio, nueve de cada diez hogares mantienen deudas con tarjetas de cr\u00e9dito, y un tercio de los deudores ya enfrenta juicios &hellip;<\/p>\n","protected":false},"author":13,"featured_media":10469,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[31],"tags":[],"class_list":["post-10468","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-argentina"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/calleangosta.com\/ca\/wp-content\/uploads\/2025\/07\/806032-tarjetas-20de-20cr-c3-a9dito-20intereses.jpg?fit=470%2C313&ssl=1","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/calleangosta.com\/ca\/wp-json\/wp\/v2\/posts\/10468","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/calleangosta.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/calleangosta.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/calleangosta.com\/ca\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/calleangosta.com\/ca\/wp-json\/wp\/v2\/comments?post=10468"}],"version-history":[{"count":1,"href":"https:\/\/calleangosta.com\/ca\/wp-json\/wp\/v2\/posts\/10468\/revisions"}],"predecessor-version":[{"id":10470,"href":"https:\/\/calleangosta.com\/ca\/wp-json\/wp\/v2\/posts\/10468\/revisions\/10470"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/calleangosta.com\/ca\/wp-json\/wp\/v2\/media\/10469"}],"wp:attachment":[{"href":"https:\/\/calleangosta.com\/ca\/wp-json\/wp\/v2\/media?parent=10468"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/calleangosta.com\/ca\/wp-json\/wp\/v2\/categories?post=10468"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/calleangosta.com\/ca\/wp-json\/wp\/v2\/tags?post=10468"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}